Can an illiterate person get a debit card?

It is possible for an illiterate person to obtain a debit card. Although debit cards often require reading and understanding various terms, conditions, and fees associated with their use, many banks offer special programs and assistance tools to help people who are not literate or have limited credit card skills. literacy. In this article we will discuss how a debit card can be issued to an illiterate person, as well as the resources that are available to them.

Getting a Debit Card: The Basics

When it comes to getting a debit card, the basic requirements for all applicants remain the same, regardless of whether or not they are literate. A person must first open a bank account at the chosen financial institution. This process typically involves providing personal information such as name, address, date of birth, and social security number. Once the account is opened, the person can request a debit card associated with that account.

When applying for the card in person at the bank branch, applicants can bring another trusted person, such as a parent or guardian, to read any material related to the application process and provide support during conversations with bank representatives. Alternatively, some banks also offer alternative methods of applying for a debit card, such as by phone or online. However, it is important to note that these methods may require additional steps, such as electronically signing documents or providing additional verification information before the application can be approved.

Available support tools

In addition to bringing someone else when you apply for a debit card, there are other assistance tools available for people who can’t read or have reading difficulties. For example, some banks provide audio recordings of their debit card documentation that potential customers can listen to to understand all applicable fees and terms associated with their use. These recordings can also explain the additional steps required when using alternative application methods, such as by phone or online applications. In addition, some banks also offer sign language interpreters who can assist customers during in-person interactions at branches, as well as video conferencing where they can speak with representatives via webcam from home or anywhere else. place outside of traditional banking hours.


Although it may seem difficult for those who are illiterate, or have limited literacy skills, to obtain a debit card due to potential language barriers and other issues related to the paperwork involved in applying for one, there are several options available that allow them to to these people to access this form of payment without having to depend on the help of another person every time they want to make purchases online or withdraw money from ATMs. Resources like audio recordings, sign language interpreters, and even bringing another trusted person along during the application process can help ensure that everyone has access to the financial services they need without worrying about being left out solely due to literacy difficulties. . With this in mind, it’s clear that anyone, regardless of literacy level, can gain access to financial services like debit cards if they know where to look.

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